Whether you're a single car owner, a classic car collector, or have a family "fleet" of vehicles, Best Southwest Insurance can provide an auto policy designed to meet your unique needs and
budget. If you have a teen ready to start behind the wheel driving, we can offer suggestions to promote responsible driving from the start.
A few typical Auto Insurance coverage (within policy limits) terms:
- Collision Coverage
Covers damage to your vehicle from a collision with another vehicle.
- Comprehensive Coverage
Covers damage to your vehicle from perils such as fire, theft, vandalism, etc. Sometimes referred to as "Other than Collision".
NOTE: Neither Collision nor Comprehensive provide coverage for Under Insured driver nor Uninsured Driver. Insurers offer
coverage for this.
- Liability Coverage (Per Person / Per Accident / Property)
Pays for injury to other people and damage to the property of others for which you are liable. Texas state required minimums are 30/60/25.
- Personal Injury Protection
In Texas, PIP coverage will cover medical expenses, up to eighty percent of lost wages, and a caregiver for the injured party.
- Uninsured/Underinsured Motorist
Pays for bodily injury to you caused by a motorist who is uninsured or underinsured.
Some Additionals coverage options include:
- Rental Reimbursement
Covers the expense of a rental car while your vehicle is being repaired from damages sustained in an accident.
- Towing and Labor
Provides towing service for a disabled vehicle, often up to an agreed amount and amount is often in form of reimbursement to the insured versus a direct payment to the
towing company.
Have questions or would like to make an appointment?
Call us at 972-709-6060 for a quote today.