Medicare Supplements are the coverage of choice for over 10 million Medicare beneficiaries. Also referred to as Medigap plans, these policies help pay for your share of Medicare expenses, such as your Part A & B deductibles and co-insurance.
Many people are surprised to find that Medicare covers only 80% of your Part B expenses. The other 20% can be devastating to you financially if a serious illness arises. Medicare Supplements pay that 20% for you, among other things.
As with Medicare's "Part Letters", each part or plan letter offers different benefits and will have a different premium amount. Medicare provides beneficial coverage for health-related expenses; however, it leaves gaps that you either pay out-of-pocket or with private insurance.
When you compare Medicare supplement insurance prices, keep in mind that plans are standardized. Each company sets their own rates but the benefits for a Plan F are the same no matter where you buy. This allows you to shop prices.
We generally look at the top 3 – 5 lowest priced carriers for our clients. Then we determine whether you are eligible for a household discount. We also look at the history of rate increases at the lowest-price carriers. Finally, we review financial ratings. There are lots of great A and B+ rated companies out there, so there’s really no need to go with any company who has a lower rating.
Let one of our agents help you find the best Medicare plan for your needs and budget today! Call 972-709-6060
Our Medicare Supplement Carriers include:
AARP / United Healthcare: We are authorized to offer all AARP Supplement & Advantage plans.
Aetna: Medicare Supplement plans and Medicare Advantage plans
Americo: Medicare Supplement plans
Blue Cross Blue Shield: Medicare Supplement plans and Medicare Advantage plans
Medico: Medicare Supplement plans; ANCILLARY: Hospital Indemnity, Dental, Vision, Hearing, Cancer, Short Term Recovery, Final Expense
Mutual of Omaha: Medicare Supplement plans; ANCILLARY: Long Term Care, Disability, Life
New Era: Medicare Supplement plans; ANCILLARY:Critical Illness, Hospital Indemnity, Final Expense
New Era supplement insurance policies are underwritten by:
Scott & White Healthplan: Medicare Supplement plans
Supeior Healthplan: Medicare-Medicaid plan and Medicare Advantage plan
SureBridge: ANCILLARY:Dental, Vision, Fixed Indemnity, Final Expense
United American: Medicare Supplement plans; ANCILLARY:Cancer & Critical Illness, Life
United Healthcare: Medicare Supplement and Advantage plans